End-of-Year Truck Purchases: A Smart Tax Move for Farmers & Business Owners

If you’re a farmer, contractor, or business owner, the end of the year often comes with the same question:
“What can I invest in now to help reduce my tax liability?”

For many local businesses and farms, the answer is simple — a new or used work truck.

At Brad Deery Motors, we work with business owners across Eastern Iowa every year who need to put money back into their operation before December 31st. Whether it’s upgrading your fleet, replacing an aging truck, or adding capacity for the upcoming season, a truck purchase can be both practical and financially strategic.

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How Can Buying a Truck Help with Year-End Taxes?

Many business owners may qualify for Section 179 or bonus depreciation, which can allow you to deduct a significant portion — sometimes up to the full purchase price — of qualifying vehicles used for business purposes.

Common examples of qualifying use:

• Farm operations
• Construction & contracting
• Landscaping or excavation
• Towing or hauling
• Service-based businesses
• Delivery or transport

⚠️ Always consult your tax professional to confirm eligibility and deduction limits.

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What Type of Truck Is Best for Business or Farm Use?

Heavy-Duty Trucks (6,000+ GVWR)

These are often the most popular for tax planning because they typically qualify for higher deductions.

Popular options at Brad Deery Motors include:

• Chevrolet Silverado 2500 HD & 3500 HD
• RAM 2500 & 3500
• Ford Super Duty F-250 & F-350 ( At our sister store Brad Deery Ford)

👉 Browse Chevrolet Silverado inventory:
HERE

👉 Shop RAM trucks built for work:
HERE

👉 Explore Ford F-Series & Transit work vans:
HERE

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Is Buying Used Still a Smart Tax Strategy?

Absolutely.

Many used trucks still qualify for depreciation benefits and can be a great option if:

• You want to keep payments lower
• You need a work-ready truck immediately
• You’re expanding but watching cash flow

We carry a strong selection of work-ready used trucks, many with:

• Tow packages
• Diesel engines
• Crew cabs for work crews

👉 View all used trucks for sale:
https://www.braddeery.com/used-trucks-for-sale.html

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Why Buy Your Work Truck from Brad Deery Motors?

We understand that business and farm buyers have different needs than retail shoppers.

What sets us apart:

• ✔ Business-friendly financing options
• ✔ Knowledgeable staff who understand GVWR, towing, and payload
• ✔ Multiple brands in one location
• ✔ New and used inventory ready to work
• ✔ Local dealership that supports local businesses

Whether you need a single truck or are adding to your fleet, we’ll help you find the right fit — without the runaround.

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When Should You Buy to Qualify for Year-End Deductions?

To potentially qualify for 2025 tax deductions:

• The vehicle must be purchased and placed into service before December 31
• Paperwork must be finalized before year-end

Inventory moves fast this time of year, especially heavy-duty trucks, so waiting until the last minute can limit your options.

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Let’s Find the Right Truck Before the Year Ends

If you’re considering a truck purchase for tax reasons, now is the time to act.

👉 Start browsing inventory online:
https://www.braddeery.com

👉 Or stop in and talk with our team about:

• Business use requirements
• Truck capabilities
• Financing options
• Availability before year-end

Brad Deery Motors is here to help you finish the year strong — and start the next one with the right equipment to get the job done.

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