Should You Buy New or Used in 2026? Pros & Cons Explained

Brad Deery Motors - Finding Auto Loans Near Dubuque Iowa In the quest for a new or used vehicle, securing the right financing can sometimes feel like an uphill battle. However, with the right resources and expert guidance, obtaining an auto loan can be a streamlined and stress-free process. For those in the vicinity, exploring auto loans presents an opportunity to work with professionals who are keen on making your vehicle acquisition journey as seamless as possible. One standout in this realm is Brad Deery Motors auto loans, a name synonymous with comprehensive financial solutions tailored to meet individual needs. Why Consider Auto Loans? Auto loans offer a practical way to finance the purchase of a vehicle, allowing you to spread the cost over a period, making it more manageable. By choosing auto loans, you're not just accessing funds; you're paving the way towards owning your dream car without the financial burden of a lump-sum payment. This financial flexibility is especially beneficial for individuals and families looking to balance their budgets without sacrificing the need for a reliable vehicle. Finding Auto Loans Near Dubuque For those searching for auto loans, trusted financial advisors and loan providers cannot be overstated. Local expertise not only means personalized service but also insights into the best deals that suit your financial landscape. Auto loans come with the advantage of face-to-face consultations, ensuring that all your questions are answered and your concerns are addressed promptly. Brad Deery Motors auto loans: Your Partner in Auto Loans Brad Deery Motors auto loans stands out as a beacon for those seeking auto loans. With a focus on customer satisfaction and a deep understanding of the auto finance industry, Brad Deery Motors auto loans offers a range of loan options designed to fit various financial situations. Their team of experts is committed to finding you the best rates and terms, ensuring that your auto loan complements your financial goals. The Advantages of Working with Brad Deery Motors Finance Expertise: With years of experience in auto loans, the team at Brad Deery Motors Finance possesses the knowledge to navigate the complexities of auto financing, making the process straightforward and hassle-free. Personalized Solutions: Understanding that every customer's financial situation is unique, Brad Deery Motors Finance tailors auto loan solutions that align with individual budgetary needs. Competitive Rates: By leveraging their extensive network of lenders, Brad Deery Motors auto loans ensures you receive competitive rates, translating to more affordable monthly payments. Convenience: Offering auto loans near Dubuque means you have access to top-tier financing solutions right in your backyard, eliminating the need to travel far and wide to secure a loan. Trust and Transparency: At Brad Deery Motors auto loans, transparency is paramount. Every aspect of your auto loan is clearly explained, ensuring there are no surprises down the road. In the landscape of auto loans, having a trusted partner can make all the difference. For those seeking auto loans, Brad Deery Motors auto loans emerges as a premier choice, offering personalized, competitive, and convenient loan options. Whether you're eyeing a brand-new vehicle or a pre-owned gem, their team is ready to guide you through the financing process, ensuring you drive off with not just a car, but a payment plan that suits your financial life. Explore the possibilities with Brad Deery Motors auto loans and turn the dream of vehicle ownership into reality Visit us at Brad Deery Motors near Dubuque IA. Also serving Maquoketa, Clinton, and Cedar Rapids Iowa. Request more Auto loans information

7 Things Families Forget to Pack for Summer Road Trips Summer road trip season is finally here. Families are loading up SUVs, planning vacations, heading to campgrounds, visiting relatives, and making memories on the road. But even well-planned trips can quickly become stressful when important items get forgotten. Whether you are heading across Iowa for a weekend getaway or taking a longer family vacation, a little preparation can make the drive much smoother and far more enjoyable. If you're still looking for the right road trip vehicle, you can browse available new SUVs here, compare used SUVs here, or check out our guide on the Best SUVs for Summer Road Trips in 2026. Brad Deery Motors is proud to be recognized as a 2025 CARFAX Top-Rated Dealer, based on verified customer reviews and ratings. Combined with strong Google reviews from drivers across Iowa, Illinois, and Wisconsin, many families choose Brad Deery Motors because they feel comfortable and confident throughout the shopping process. 1. Phone Chargers and Portable Battery Packs One of the most common things families forget is backup charging equipment. Phones, tablets, gaming devices, headphones, and navigation apps drain batteries quickly during long drives. Having extra charging cables and portable battery packs can save a lot of frustration, especially during long stretches between stops. 2. Snacks and Water It sounds simple, but snacks and drinks can completely change how smooth a road trip feels. Unexpected traffic, road construction, or long stretches without gas stations can make everyone uncomfortable fast. Keeping bottled water, easy snacks, and small coolers in the vehicle helps keep everyone happier during the drive. 3. Emergency Supplies Most families do not think about emergency supplies until they actually need them. While roadside issues are rare, being prepared gives peace of mind. Helpful items to keep in the vehicle include: Flashlight Jumper cables Blankets Basic tools Tire pressure gauge Emergency contact information 4. A Basic First Aid Kit Small cuts, headaches, bug bites, or upset stomachs can happen anytime during travel. A small first aid kit is easy to forget but can make a big difference when you need it. Even a simple kit with bandages, pain relievers, antiseptic wipes, and allergy medicine can be incredibly helpful during long trips. 5. Entertainment for Kids Long drives feel even longer when kids get bored. Downloaded movies, books, travel games, headphones, and coloring supplies are often forgotten during the rush to leave. Having entertainment ready before the trip starts can help make the drive far less stressful for parents and much more enjoyable for kids. 6. A Quick Vehicle Check Before Leaving Many people spend so much time packing that they forget to check the vehicle itself before hitting the road. Summer heat and long highway drives can put extra stress on your vehicle. Before leaving, it is smart to check: Tire pressure and tread Oil levels Brake condition Battery health Coolant levels Air conditioning performance You can schedule service here: Schedule Service. 7. Enough Cargo Space Many families realize too late that they simply ran out of room. Between luggage, coolers, camping gear, sports equipment, and passengers, cargo space matters more than expected during road trips. That is one reason SUVs remain so popular for family travel. They offer flexible seating, extra storage, and a more comfortable ride for long-distance driving. You can browse available new SUVs and used SUVs to compare road trip-ready options. Why the Right Vehicle Makes Summer Travel Easier Comfort, technology, passenger space, and cargo flexibility all play a major role during long drives. Families often discover that the right vehicle makes vacations less stressful and far more enjoyable. At Brad Deery Motors, we help families compare SUVs and travel-ready vehicles every day so they can find the right fit for their lifestyle, budget, and summer plans. Why Families Shop Brad Deery Motors Large selection of family SUVs and road trip vehicles Helpful team focused on real-life needs Strong Google review reputation 2025 CARFAX Top-Rated Dealer recognition Serving drivers across Iowa, Illinois, and Wisconsin Frequently Asked Questions About Summer Road Trips What should families pack for road trips? Families should pack chargers, snacks, emergency supplies, first aid kits, entertainment, and important travel documents. What vehicle is best for family road trips? Many families prefer SUVs because they offer passenger space, cargo room, and comfort. Should I service my vehicle before a road trip? Yes. Checking tires, oil, brakes, battery, and fluids before traveling is highly recommended. Are SUVs good for long drives? Yes. Many SUVs are designed with comfort, storage, and travel-friendly features in mind. Where can I shop family SUVs near Davenport IA? Brad Deery Motors offers a large selection of SUVs for family travel and everyday driving. Brad Deery Motors proudly helps drivers from Davenport, Dubuque, Clinton, Bettendorf, Maquoketa, and surrounding communities find vehicles ready for summer travel, family vacations, and everyday life.

Use Your Tax Refund to Upgrade Your Car This Spring If you’re getting a tax refund this year, you’ve got a smart opportunity sitting right in your pocket. One of the best ways to use that refund is either upgrading to a newer vehicle or investing in important maintenance to keep your current car running strong into spring and summer. Most people don’t plan ahead for how to use their refund — they just let it disappear. But putting that money toward your vehicle can give you long-term value, better reliability, and more peace of mind. Let’s break down your best options. Why Is a Tax Refund a Smart Way to Upgrade Your Car? Using your tax refund as a down payment can make upgrading your vehicle much easier than you think. When you apply your refund toward a newer car: You lower the amount you need to finance You can reduce your monthly payment You may qualify for better loan terms You can move into something newer, safer, and more reliable For many buyers, a tax refund is the difference between thinking about upgrading and actually driving something better. Have a monthly payment in mind? Check your buying power to find out what vehicles fit in your budget. How Does Using a Tax Refund as a Down Payment Help? A down payment instantly puts you in a stronger buying position. Here’s how your refund works for you: Reduces loan balance → less interest paid over time Improves approval odds → helpful if credit is tight Unlocks newer options → move up in year, mileage, or features Keeps cash in your pocket → lower monthly commitment Even a modest refund can go a long way when paired with today’s inventory options. What Vehicles Make the Most Sense to Upgrade Into? Spring is a great time to upgrade because inventory is fresh and buyers are looking for practical, everyday value. Popular upgrade choices include: Newer sedans with better fuel efficiency SUVs with updated safety tech and more space Trucks with improved towing, comfort, and reliability Certified or late-model used vehicles with warranty coverage If your current vehicle is starting to feel outdated or unreliable, your refund can be the push that gets you into something that better fits your lifestyle. Financing & Credit FAQs Can I use my tax refund as a down payment if my credit is not perfect? Yes. A tax refund can strengthen your deal even if your credit isn’t perfect. Using your refund as a down payment may improve approval chances, lower the amount financed, and help secure better loan terms. Will a down payment from my tax refund help me get approved for a car loan? In many cases, yes. A larger down payment reduces lender risk and can help buyers qualify for financing who may otherwise be on the edge of approval. Can I finance a vehicle before my tax refund arrives? Yes. You can start the financing process before receiving your tax refund. Once your refund arrives, it can often be applied as a down payment or used to reduce your loan balance. Does using a tax refund lower my monthly car payment? Yes. Applying your tax refund as a down payment lowers the total amount financed, which often results in a lower monthly payment and less interest paid over the life of the loan. Can I get pre-approved for financing online? Yes. You can securely apply for financing online and see your buying power before visiting the dealership. Apply online here: https://www.braddeery.com/preapproved.aspx Will applying online affect my credit score? Online credit applications are commonly used to match you with lending options. Our finance team is happy to explain how the process works and help you understand any potential impact before moving forward. Not-So-Perfect Credit? You Still Have Options. Worried about credit? You’re not alone — and you’re definitely not out of options. At Brad Deery Motors, our finance team works with multiple lenders and helps customers every day who have: Less-than-perfect credit Limited credit history Recent life changes or setbacks Adding a tax refund as a down payment can make a real difference, and we’re here to walk you through your options in a no-pressure, judgment-free way. The goal is simple: help you understand your buying power and find a solution that works for your budget. Should You Use Your Tax Refund for Vehicle Maintenance Instead? If you’re planning to keep your current vehicle, using your refund for preventative maintenance is always a smart move — especially heading into spring and summer. What Maintenance Is Worth Spending Your Refund On? Some of the most valuable services include: New tires Winter wear adds up fast, and fresh tires improve safety, handling, and fuel efficiency. Brake service Worn brakes don’t just squeak — they affect stopping distance and overall safety. Air conditioning service or recharge No one wants to find out their AC doesn’t work on the first 90-degree day. Spring inspection Catching small issues early helps prevent expensive repairs later. Investing in maintenance now can extend the life of your vehicle and help avoid unexpected breakdowns during road-trip season. How Do You Decide: Upgrade or Maintain? Here’s a simple way to think about it: Upgrading may make sense if: Your vehicle needs frequent repairs You’re nearing major maintenance milestones You want newer safety features or better fuel economy You’re ready for a change Maintenance may be the better move if: Your vehicle is paid off and reliable Repairs are minor and predictable You want to avoid monthly payments You plan to keep it long-term Either way, your tax refund is doing real work for you — not just disappearing on everyday expenses. Make Your Tax Refund Work Smarter at Brad Deery Motors Whether you’re ready to upgrade your vehicle or want to protect the one you already own, your tax refund gives you options. At Brad Deery Motors, we can: Help you use your refund as a down payment Show you new and used vehicles that fit your budget Evaluate whether upgrading or maintaining makes more sense Get your car ready for spring and summer driving A tax refund doesn’t have to be a short-term win. When you put it toward your vehicle, it becomes a long-term investment in reliability, safety, and comfort. Brad Deery Motors proudly serves drivers throughout Eastern Iowa with a wide selection of new and used vehicles, flexible financing options, and trusted service. Whether you’re upgrading your car or keeping it running strong, our team is here to help you make smart automotive decisions year-round.