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GAP Coverage

If your vehicle is totaled how are you going to pay off your loan?

 

HOW GAP PROTECTS YOUR INVESTMENT:

  • Protects against financial loss if the vehicle is declared a total loss due to fire, theft, collision, etc.
  • Affordable protection for the life of the original loan contract
  • Covers your primary insurance deductible up to $1,0001
  • Coverage is backed by a top-rated insurance carrier
  • Available on both new and used vehicles
  • Covers, in most cases, the amount of your loan that’s not covered by your current insurance policy
  • GAP benefit covers up to $50,0002
  • 100% refund if canceled within 30 days of purchase (when no GAP Benefit has been provided)

1 Payment of deductible not available in all states.
2 Less any amount of the loan-to-value that exceeds 150% at the time of purchase.

GAP PROTECTS YOU IN THE EVENT OF A TOTAL LOSS OR AN UNRECOVERABLE THEFT OF YOUR VEHICLE

A graph showing an example of what GAp insurance will cover if you total your vehicleIn this example, your loan amount was $25,000.  You currently owe $15,000 on the loan and your vehicle is totaled.  The insurance company determines that your vehicle is worth $11,000, so that is what they are going to give you for your vehicle.  That leaves you without a car and still owing your lender $4,000.  GAP coverage would cover that $4,000 so that you can pay off your loan.

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Contact Us
Brad Deery Motors
844-792-6800
Brad Deery Ford
833-787-6800
Brad Deery Collision Center
855-244-6640

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112 N 2nd St • Maquoketa, IA 52060

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Brad Deery Motors 42.069907, -90.667164.